Federal Tax Lien Release

What does a federal tax lien do?

You found out that there is an IRS tax lien on you. You need IRS tax lien help! One of the very first questions you’ll likely have (besides how to get an IRS lien removal or IRS tax lien release) is, will the federal tax lien impact your credit?

Practically speaking – no. Because an IRS tax lien does not show up on your credit report.

However, if you go to buy a house and plan on getting a mortgage, the bank underwriter will likely want you to get a federal tax lien release before closing the loan.

Keep in mind, this is not technically required. The IRS has long-standing policy that you can get a mortgage (not a home equity loan or cash-out refi) on a home you purchase, even if you have a federal tax lien.

Typically, the bank is going to want you to be on a payment plan with the IRS and show proof that you have made at least three months of payments. If they make an issue of this, it is always best to reach out to an attorney for IRS tax lien help.

The next question we get often is can I sell my home if there is a federal tax lien on it?

The short answer is, yes, you can sell your home even if there is an IRS tax lien on it. The IRS has an IRS tax lien release option known as a discharge (or a subordination if you are doing a refinance to pay off the irs lien).

If you expect to get money from the sale of your home, the IRS will do the federal tax lien release. However, they’ll want almost all of that money at closing (up to the amount you owe the IRS). You can exclude moving expenses and get that at closing.

If you don’t want your money going to the IRS at closing, you may be asking yourself then, how to remove a tax lien from your home? Great question. Read on to find out how.

Federal Tax Lien Release - IRS Tax Lien Help - IRS Tax Lien Release - IRS Lien Removal

IRS Tax Lien Release

How to get an IRS tax lien release

There are four ways to get IRS lien removal.

  1. Offer in Compromise. If you settle your back tax with the IRS through an IRS Offer in Compromise, the federal tax lien will be automatically released when you pay your final Offer payment within 90 days.
  2. Subordination/Discharge. If you are going to sell your home and give the proceeds to the IRS (or, if there is no equity, then that’s still not an issue) OR if you are going to do a refinance and pay down your IRS debt, then a subordination or discharge will satisfy the federal tax lien release on that particular asset (house).
  3. IRS Lien Removal. The IRS lien withdrawal process will remove the tax lien if you can show that the IRS lien may impact your income. For example, if you are a real estate agent, you may have to disclose the IRS lien on your license. This may affect your ability to remain a realtor. Thus, impact your ability to earn money. Thus, your ability to pay your back tax. Under these limited circumstances, the IRS may do a federal tax lien release.
  4. Direct Debit Installment Agreement IRS Lien Removal. Under  this exception, if you owe less than $25,000 and are on a direct debit payment plan, the IRS may do the IRS tax lien release. However, you’ll need to full pay your tax within 6 years. Also, make sure you’ve never defaulted on the direct debit installment agreement before.
Federal Tax Lien Release - IRS Tax Lien Help - IRS Tax Lien Release - IRS Lien Removal

Reasons Why The IRS Would do an IRS Lien Removal

How long before IRS lien removal?

Of course, if you don’t do anything, the IRS tax lien will eventually fall off. Generally, this occurs when you have either paid your entire IRS back tax balance or the IRS writes it off.

If a federal tax lien has been paid, but there is another year with a balance, the IRS tax lien will still remain active.

Have a federal tax lien and are looking for legal representation for your IRS lien removal? Reach out to our federal tax lien release attorneys. Schedule your free case analysis today.

Request a free case analysis today.

IRS Tax Lien Help

Always free. Never any obligation.

Find out if you qualify for an IRS tax lien release.

  • Hidden
  • Hidden
Services Image

Jeff and Lorrain Settled $129,000 for only $6,600

We were able to do an IRS settlement for $6,600 for their $129,000 total back tax debt!



Schedule your free phone consultation today to discuss how you can get IRS tax lien help with a federal tax lien release.

How We Work

Free Tax Case Analysis

1-3 Days
Just because you owe tax doesn’t mean you should pay it in full. The IRS Offer in Compromise program helps with crippling tax debt. As a proven IRS tax attorney, we don’t charge for a free case analysis to give you options.

Free Tax Case Analysis

1-3 Days
Just because you owe tax doesn’t mean you should pay it in full. The IRS Offer in Compromise program helps with crippling tax debt. As a proven IRS tax attorney, we don’t charge for a free case analysis to give you options.

IRS Tax Resolution

2-4 Months
Your IRS Offer in Compromise attorney will defend you against the government. With decades of experience navigating the complexities of tax law, your IRS tax professional will negotiate a manageable tax resolution – saving you thousands.

IRS Tax Freedom

4-6 Months
Working with an IRS lawyer allows you to leverage our extensive experience and negotiating power to get the best possible tax solution. You’ll have the IRS off of your back for good when we close your case!

Meet Your IRS Federal Tax Lien Release Attorney

Josh Sells, IRS Tax Lien Release Attorney

Here’s a letter from founder and IRS tax lien help attorney Joshua M. Sells about his personal IRS tax struggle. He had an IRS tax issue years ago and how he has devoted his entire professional career to helping fellow citizens solve their IRS tax issues. Attorney Sells has submitted and won hundreds of cases with the IRS Offer in Compromise program.

Read Josh’s Letter >>

  • Georgetown Law Masters in Taxation (LLM)
  • Licensed by the bar, Tax Court, and the IRS
  • Tax Resolution Author, Speaker, and Lecturer
  • Worked with 2 of the “Big 4” Accounting Firms
  • Better Business Bureau A+ Accredited
J. M. Sells Law, Ltd. BBB Business Review
Alt Text

IRS Offer in Compromise Question? Ask Josh!

Guaranteed Results. Trusted. Licensed.

99% Success Rate

As a licensed IRS tax lien help attorney, you know you will get results. We shoot straight and will tell you exactly what to expect.

Low Flat Rates

We have extensive experience and can tell you precisely what your flat rate legal fees will be. We have payment plans too.

Money Back Guarantee

If we don’t qualify for the IRS lien removal, we will refund your entire legal fee – how’s the for a guarantee?

Licensed Tax Attorney

Josh is a real licensed IRS tax lien release attorney. Don’t fall for “tax group” scams from unlicensed “tax relief firms.”

Media

Ran into problems after we filed our taxes wrong. It went to an audit and we needed a lawyer for resolution. Looked around and Joshua Sells was very straight-forward and... read more

Stacy Owens Avatar Stacy Owens
September 15, 2021

Amazing is the only word that comes to mind when describing how well he took care of my tax issue. Over 61k reduced to just under $100. Will recommend to... read more

John Niemeyer Avatar John Niemeyer
April 23, 2021

You and your staff was very professional,made. every thing so easy to understand very patient with us I definitely will recommend you guys There's not enough words I can... read more

Sharon Wagner Avatar Sharon Wagner
September 13, 2021

In September of 2020, I contacted Josh. I had an issue of back taxes/penalties that I had been dealing with for years. Unsuccessfully, I might add. Make no mistake,... read more

Steve H. Avatar Steve H.
April 23, 2021

Awesome service. I felt very comfortable with everyone I worked with and they saved me money on my taxes. Overall very pleased with the end result. Kim Cook

kim cook Avatar kim cook
March 25, 2020

I cannot say enough about this awesome firm! Attorney Josh Sells and Brad were incredible to work with. So grateful to both of them. Do yourself a... read more

S Avatar S
November 18, 2019

IRS Tax Resolution As Featured On…

Media

$7,768,888 IRS Taxes Settled!