Frequently Asked Questions (IRS Tax Resolution)

Below are answers to common questions about IRS-only tax resolution, including back taxes, unfiled returns, payment plans, Offers in Compromise, hardship status, collections, audits, and penalty relief. If you’re not sure what applies to your situation, we’ll help you choose the right next step.

Frequently Asked Questions

General FAQs

Do you help clients nationwide?

Yes. We work with clients across the U.S. on federal IRS matters and handle most cases remotely by phone, email, and secure document upload.

Do you handle state tax problems?

We focus exclusively on IRS (federal) tax matters. If you also have a state issue, we can discuss next steps or coordinate with a professional in your state.

What types of IRS cases do you handle?

We help with back taxes and tax debt, unfiled returns, IRS payment plans, Offers in Compromise, hardship status (Currently Not Collectible), IRS collections (liens/levies/garnishments), audits/CP2000 notices, appeals, penalty abatement, and business/payroll tax problems.

Is the consultation really free?

Yes. The consultation is free. We’ll listen to your situation, review what you have, and explain realistic next steps.

What happens after I contact you?

We’ll review the basics of your situation, request key documents (often IRS notices and/or transcripts), and then outline the most realistic options based on your facts and goals.

How much does it cost to hire your firm?

Fees depend on the complexity of your case (years involved, filings needed, IRS status, and the resolution path). We explain pricing up front before any work begins.

Do you offer payment plans?

Yes. We offer interest-free payment plans for our fees in many cases (terms vary based on your matter).

Do you offer a money-back guarantee?

We back the work we promise with a money-back guarantee (terms apply). We’ll explain what it covers before you sign anything.

Does contacting you create an attorney-client relationship?

No. Submitting a form or calling does not create an attorney-client relationship. An attorney-client relationship begins only after a signed engagement agreement.

Should I send sensitive documents or details through the website form?

No. Please do not send confidential information until we have a signed engagement agreement and you are using our secure process.

Getting Started & Documents

What should I have ready for the consultation?

If possible, have any IRS letters/notices, an estimate of what you owe, the years involved, and basic income information (W-2/1099/self-employment). Don’t worry if you don’t have everything—we can help you organize what’s needed.

How do you figure out what I really owe?

We typically start with IRS transcripts and your notice history to confirm balances, years, compliance status, and whether collections are active.

What if I don’t know which years are unfiled or what notices I received?

That’s common. We can usually confirm missing years and IRS status through transcripts and IRS records once representation is in place.

Back Taxes & Tax Debt

Can you reduce what I owe?

Sometimes—but not always. Depending on your income, assets, and IRS status, the best path may be a payment plan, hardship status, penalty relief, or (in qualifying cases) an Offer in Compromise.

Will the IRS go away if I ignore it?

Ignoring IRS notices usually makes things worse. Penalties and interest can grow, and collections can escalate. The sooner you act, the more options you typically have.

How long does tax resolution take?

It depends on the issue, how many years are involved, and IRS processing times. Many cases take months, not days. We’ll give you a realistic expectation after we review your situation.

Unfiled Tax Returns

What if I haven’t filed taxes in years?

You’re not alone. We help clients get delinquent returns prepared and filed correctly so they can get back into compliance and qualify for resolution options.

How many years do I need to file to get back in compliance?

It depends on your facts and IRS records. In many situations the IRS focuses on recent years, but requirements can vary. We’ll confirm which years matter in your case.

What is a “Substitute for Return” (SFR)?

An SFR is a return the IRS creates using information it has (often without deductions you might be entitled to). In many cases, filing accurate returns can correct the record and reduce what the IRS assessed.

IRS Payment Plans (Installment Agreements)

What is an IRS installment agreement?

It’s a formal IRS payment plan that allows you to pay over time. The plan type and terms depend on the amount owed and your financial situation.

Will a payment plan stop IRS collections?

Often, an approved installment agreement reduces collection pressure—but timing and compliance matter. We’ll explain what to expect in your specific situation.

What happens if I miss a payment?

Installment agreements can default if payments are missed or if you fall out of compliance. We help you set up a plan you can maintain and avoid common default triggers.

Offer in Compromise (OIC)

Can I really settle IRS tax debt for less?

Sometimes. The IRS may accept an Offer in Compromise if it agrees it’s unlikely to collect the full balance. Many people do not qualify, so we focus on honest eligibility review first.

How do you determine if an OIC is realistic?

The IRS considers income, allowable expenses, assets, and overall ability to pay. We review your financial picture and IRS records to estimate whether an offer makes sense.

Do I have to be current on filing to submit an OIC?

In most cases, yes. Filing compliance is usually required before the IRS will consider an offer.

Currently Not Collectible (Hardship / CNC)

What is “Currently Not Collectible” status?

CNC is an IRS hardship status where the IRS agrees you can’t pay right now and typically pauses active collection for a period of time. It’s not a settlement.

Does CNC erase my debt?

No. CNC can pause collection activity, but the balance may continue to accrue penalties and interest. It’s often a “breathing room” strategy and sometimes a bridge to another solution later.

How long does CNC last?

It varies. The IRS may review your finances periodically. If your situation improves, the IRS may ask you to resume payments or pursue another resolution option.

IRS Collections: Liens, Levies & Garnishments

Can you stop a wage garnishment or bank levy?

In many cases, collection pressure can be reduced with the right approach and timing, but it depends on where you are in the IRS process and what you qualify for. The most important step is acting quickly.

What’s the difference between a lien and a levy?

A lien is a legal claim against property; a levy is the IRS taking money or assets (like a bank levy). Wage garnishment is a type of levy against paychecks.

I got a “Final Notice” — what does that mean?

Final notices can signal increased collection risk and can have deadlines. Don’t ignore them—get help quickly so you understand your options and timelines.

Audits, CP2000 Notices & Appeals

What is a CP2000 notice?

A CP2000 is a proposed adjustment (often based on income mismatch). It’s not always called an “audit,” but it still requires a careful response.

Should I respond to an IRS audit or notice myself?

Some notices are simple, but mistakes can be costly or widen the issue. We help you respond correctly, meet deadlines, and present documentation clearly.

What is an IRS appeal?

An appeal is a request for independent review (often through the IRS Office of Appeals) if you disagree with the IRS’s determination. Not every case is appealable, but many are.

Business & Payroll Tax Problems

Why are payroll taxes treated seriously?

Payroll taxes involve employee withholdings, and the IRS often escalates faster when payroll periods are behind. The goal is to get compliant and stabilize the situation quickly.

Can you help if I’m a business owner with both business and personal tax issues?

Yes. Many business owners have both. We look at the full picture and recommend a realistic strategy.

IRS Penalty Abatement

What is IRS penalty abatement?

Penalty abatement is an IRS process that may reduce or remove certain penalties when you qualify. It doesn’t erase the underlying tax, but it can significantly lower the overall balance.

Is “first-time abatement” available to everyone?

No. First-time abatement depends on your compliance history and the type of penalty. We review your IRS account history to determine if it’s an option.

Practical & Communication

How often will you update me?

We aim for proactive communication and will keep you informed as your case progresses. The pace can depend on IRS processing timelines and whether the IRS requests additional information.

How do I choose the right service page if I’m not sure what I need?

Start with Back Taxes & Tax Debt Relief or Unfiled Tax Returns—those are the most common. During your consultation, we’ll help you choose the best strategy based on your facts.

Real Results for Real Clients

  • Owed ~$129,000 in back taxes; settled for $6,600 through an Offer in Compromise.
  • Stopped a wage garnishment within 24 hours and put a client on an affordable resolution path.
  • Resolved over $48,000 in IRS debt for $2,400 with a carefully documented settlement.
  • Filed multiple years of unfiled returns and cleared penalties for a self-employed client who had avoided the IRS for years.
  • Corrected IRS “substitute for return” assessments by filing accurate returns and reducing the assessed balance.
  • Helped a self-employed client reconstruct records, file returns, and move into an affordable resolution path.

Results vary; every case is unique.

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