Stop IRS Collections (Liens, Levies & Garnishments)
IRS collections can escalate quickly—from letters and notices to wage garnishments, bank levies, and tax liens. We help individuals and small business owners respond fast, understand what’s happening, and pursue realistic options to reduce collection pressure and get on a path to resolution.
Is this you?
- You received an IRS notice and you’re not sure what it means.
- Your wages are being garnished (or you’re worried they will be).
- Your bank account was levied or frozen.
- You’re hearing terms like “lien,” “levy,” or “Final Notice” and panicking.
- You need a professional to deal with the IRS and give you a clear plan.
What IRS Collections Are (and What You Can Do About Them)
“IRS collections” is the enforcement side of IRS tax debt. It can include tax liens (claims against property), levies (taking funds, including bank levies), and wage garnishments (ongoing paycheck withholding).
The best solution depends on where you are in the IRS process and what options fit your financial situation. In many cases, the key is acting quickly, getting compliant, and choosing the right resolution path.
Types of IRS Collections may include:
- Wage garnishment: money withheld from your paycheck on an ongoing basis.
- Bank levy: funds taken (or held) from your bank account.
- Tax lien: a claim that can affect property and credit-related decisions.
HOW WE HELP
What We Do
- Review your IRS notices and pull transcripts to confirm your exact status.
- Identify urgent risks (garnishment/levy timelines, notices, deadlines).
- Communicate with the IRS on your behalf to clarify options and next steps.
- Help you get compliant if missing returns are blocking relief.
- Pursue the best solution to reduce collection pressure, such as (1) Installment agreement (payment plan), (2) Currently Not Collectible (hardship), (3) Offer in Compromise (when realistic), and (4) Penalty relief (when available).
- Build a long-term plan so collections don’t restart later.
Our Simple Process
- Step 1: Free consultation. Understand what’s happening and what’s urgent.
- Step 2: Transcript + notice review. Confirm balances, years, and current IRS actions.
- Step 3: Strategy. Choose the fastest realistic path to reduce collection pressure.
- Step 4: Implementation. We communicate with the IRS and submit what’s needed (returns/forms).
- Step 5: Follow-through. We keep you compliant and guide you until a stable resolution is in place.
Get Help Stopping IRS Collections
If you’re facing garnishment or levy risk, don’t wait to get clarity.
Why Choose Us
BBB A+ Rating — Trusted and reliable.
Money-Back Guarantee on Offer in Compromise.
10+ Years of Tax Resolution Experience.
Boutique, 7-person team (not a call center). You’ll work with real tax professionals who know your case, not a rotating pool of sales reps.
IRS-only, nationwide practice. We focus on IRS tax problems every day and help clients across the country resolve back taxes and get compliant.
Frequently Asked Questions
Can you stop an IRS wage garnishment?
In many cases, collection pressure can be reduced with the right resolution option and fast action. Timing depends on where you are in the process and what you qualify for.
What’s the difference between a tax lien and a levy?
A lien is a claim against property; a levy is the IRS taking money (like from a bank account) or other assets.
My bank account was levied—what should I do?
Act quickly. Deadlines and options depend on your notice history and IRS status. We can review your situation and explain the fastest realistic path forward.
Will a payment plan stop collections?
Often an approved installment agreement reduces collection pressure, but it depends on timing and compliance. We help you set it up correctly.
What if I haven’t filed returns in years?
Unfiled returns can block many relief options. We’ll help you figure out what’s missing and get compliant.
Do you handle state tax collections too?
We focus exclusively on IRS (federal) tax matters.
Real Results for Real Clients
- Owed ~$129,000 in back taxes; settled for $6,600 through an Offer in Compromise.
- Stopped a wage garnishment within 24 hours and put a client on an affordable resolution path.
- Helped a taxpayer reduce collection pressure and move into a documented resolution plan.
- Filed multiple years of unfiled returns and cleared penalties for a self-employed client who had avoided the IRS for years.
- Corrected IRS “substitute for return” assessments by filing accurate returns and reducing the assessed balance.
- Helped a self-employed client reconstruct records, file returns, and move into an affordable resolution path.
Results vary; every case is unique.